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Ejefel's math looks correct, although my math skills are limited entirely to forum browsing and attempting to understand theorycraft posts.
Some anecdotal advice I have seen on the forums is that 2/5 is enough. Allow me to attempt to hammer the math using Ejefel's formula...
...and realize that he's ALREADY done the math. Go me.
As you can see the diminishing returns kicks in heavily after 2/5, so it seems logically the best time to stop adding points.
Q: What are you planning to place the remaining points into?
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