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As a GM I set pretty strict limits on our guildbank
officers can withdraw 50g a day (covers a respecc for a raid) and about 5-10 stacks. and that's about it. no ordinary members kan take anything from the guildbank, so we wouldn't loose much if the accident did happen.
If I however get hacked, which I plan not to - it's a whole other story, nothing to do about it!
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