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There's always going to be the failure point of someone with access to most/all of the bank, and really that hasn't changed with the advent of guildbanks. As Arakan stated, there used to be the chance the guild mules would be hacked/sold and you'd lose everything that way. With the integrated guildbank feature at least Blizzard has a logging system in place as well as concrete ownership rights by the guild, rather than "Character XYZ left the game and took all our bank toons".
This thread should really be "Best Practices: How to not click links with .cn"
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