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If you are totally worried about security, why don't you just limit gold withdrawals to 0. You limit gold usage to repairs only, and even limit that to a certain amount. As for items, you can lock all the tabs but one, and have a single banker and GM have access to them. Make one tab for deposits only. With only 2 people working with the bank, the chances of getting hacked are virtually none. If we are talking about hardcore raiding guilds, then I would hope the GM of such a guild would be smart enough to run a few scanners of some sort. As for people ninja'ing stuff, and xfering. I really wouldn't worry about that if you limit your withdrawals. The only person who can withdraw large amounts of stuff is the GM, and if he/she leaves, the stuff you lost is the least of your problems.
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