Originally Posted by TheCutlery
Oh come on. Who really gets "Hacked?"
Every time I've ever heard of anyone getting "Hacked" in an MMO, it always comes back to "Well, Bob had my account info, Jim too" or "I just got divorced, and my wife moved out last week." The threat of keyloggers is largely overplayed in my opinion. 99% of the people who get hacked just have poor account security habits when it comes to their friends or family. The guild leader just need to be vigilent about his account info and you shouldn't have any problems anymore.
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Heh, no. Maybe years ago. Trust me, a lot of intelligent people who never give out their account info get keylogged all the time. It's a constant threat about which people should be paranoid. It's gold-sellers that do it, and it's lucrative business.
As for how we have our bank set up, it's like Snowy said -- I've tried to limit exposure without unduly hampering convenience. Only raiders can withdraw from the raid tab, only raid gemcutters (3-4 people) can withdraw from the gems tab, withdrawal amounts are capped so that one person can't clean out the whole bank. At worst they could pick the three most valuable stacks out of dozens, but that wouldn't be terrible. I have a private tab that only I have access to where I keep most of the expensive stuff, and I keep 95% of our gold onhand on an alt. If I get hacked, we're screwed, but that's been the case since day one really.