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Human error can trump even the most secure system. Whoever has full access to the G-bank should be the one who's trustworthy and exercises caution.
Anyways, the bank in my current guild is accessible only by the officers (people who were long-standing members to begin with) and the GM. If anyone had an earnest need for something from the bank, one would send a tell to an officer/GM. If none were present, then one would post in the dedicated guild bank thread on our guild forum. The item would be sent to that person in the mail followed by a confirmation (ie "Sent!") in the aforementioned guild bank thread.
In regards to the epic gems from MH/BT, a dkp cost is attached to each gem and a description toward their intended use must be submitted prior to withdrawal.
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