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I'm no computer/software wiz but I've played WoW since release and browsed plenty o' websites of ill repute but just practicing common sense and using a fair amount of anti-virus and spyware programs have managed to go unhacked.
That aside, as others have suggested: Make the really rare stuff limited to officers only. That would include things like epic gems, hearts, epic patterns, etc. Since (I believe) withdrawals are done by number of stacks you can further protect from being cleaned out by only putting them in stacks of five or whatever if you have the bank space. That way, if an officer or someone with privileges is hacked, and they are limited to three 'stack' withdrawals from a given tab, they can only walk away with fifteen gems as opposed to sixty.
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