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As for how we have our bank set up, it's like Snowy said -- I've tried to limit exposure without unduly hampering convenience. Only raiders can withdraw from the raid tab, only raid gemcutters (3-4 people) can withdraw from the gems tab, withdrawal amounts are capped so that one person can't clean out the whole bank. At worst they could pick the three most valuable stacks out of dozens, but that wouldn't be terrible. I have a private tab that only I have access to where I keep most of the expensive stuff, and I keep 95% of our gold onhand on an alt. If I get hacked, we're screwed, but that's been the case since day one really.
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Very similar to how I set our bank up. If I somehow were to get hacked, we'd lose an obscene amount.
Overall I'm happy with the controls and limits. I would have liked the tabs to be cheaper, but for there to be more available, so I could organize things a bit better. I can't think of any other "security measures" that wouldn't be a hassle to deal with the 99.99% of the time things run normally.