Originally Posted by Gryzemuis
A solution for that could be things like: 1) guild rank changes must be approved via a similar approval system, or 2) people must be of a certain rank for 48 hours or more, before they can approve withdrawals.
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I feel like this would be difficult for blizz to implement considering the number of guild banks holding 10s or 100s of thousands of gold must be fairly low. I do however like the keypad idea. The prospect of a GM losign the password to the guild vault that is likely used on a daily basis and contains significant sources of funds is preposterous.