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A few months back one of my officers clicked on something he shouldn't have and got hacked. The hacker logged him on in the evening, sold all our of three tabs of guild bank, and then transferred him off to another server. He had two geared characters that got stripped of anything that was worth gold. All his PvP stuff remained so he had partial gear on both toons. We as a guild lost mats, food, flasks, around 1K gold I would imagine. I had set the guilds gold to me only from the beginning, so our gold remained (thankfully). Lucky for us another one of my guid membes irl works for a company that I can't say, but he was able to get our officers gear back fully and our guild bank.
The only change I have done since then is add an additional 4th tab which is set to me solely. We put all epic gems, hearts, pattern etc in this tab. After our Hyjal or BT clear if I do not have the gems on me people go through the ritual of meeting me at the scryer bank for gems. Seems to work fine for us now.
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