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Have to agree with Kesh, it's common sense. You don't go to unknown (porn, torrents, cracks) sites without a half secure browser, you don't click any link that isn't at least backed up by site's name/friend/known source. It just gets into your system, or should after a while and after messing up a couple times.
Ideally you use antivirus/firewall all the time or at least start it up if you're visiting something suspicious or at the very least scan after you've done some of that (plenty of online scanners).
Of course, knowing what should appear in your process list helps eliminate all but some more we done kits.
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