Originally Posted by Polleke
It would be significantly harder to keylog an onscreen numpad that requires you to enter a numerical code by clicking on the numbers.
Make that pad appear on a random location on screen and you would really have a hard time trying to crack that, although most likely not inpossible.
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That's what Runescape did a long time ago, helped alot with hackers considering it's impossible to actually crack that without a stream of them doing it, there's no recognition on your side.