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Just to add to what someone else said, yeah I've never been hacked ever, but the idea is simple: The accounts some of us have are worth thousands of real life dollars. Spending $6.50 to make them virtually un-hackable is a bargain and even if you're not a "high risk" person for being hacked, its still worth it.
Also, I know they said that they would work for multiple accounts. Does anyone know if this applies to only accounts registered with the same name or would it work for any accounts you want it to (i.e. if you've been given/traded/bought/etc an account its not going to have the same name as another account although against the TOS I know tons of people do this, including me)?
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