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How long will it be until people begin financing and running in-game banks/financial services with Interest rates, etc? I know I could use a 5kg loan, and paying 5500 back over time wouldn't be so bad!
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Unless they introduce some combination of:
A) Binding contracts
B) Credit ratings
C) Automatic paycheck withdraw (I take 5% of your AH sales, monster gold drops and vendoring) -I believe Eve did something like this with automatic payments to guild banks
D) Secured collateral loans (Don't pay me back by X date and I get to repossess your epic mount)
I don't see anybody making sizable loans. The default rate would be huge and Blizzard isn't going to enforce it.