Was tossing ideas around with some friends the other day and thought of one I had't heard of before. A "Bank" DKP system.

All items that aren't BoP and are TS mats, or rep items, or something, go to the bank in a raid and all the people in raid get points for them, divided. 1pt is equal to 1g. Nexus Crystals, etc. You can donate money/items to the guild bank (herbs and pots come to mind) at their market value (on your server). You can withdraw money from the bank for repairs, enchants, TS items (FR gear), etc. As an incentive system, Bank Points are what you use to purchase Onyxia Hide Backpacks, ZG mounts, etc., "fun items."

Other then inflation that would happen I can't think of any problems with, and even that isn't so bad because it just indicates the bank is getting richer. I haven't thought of a fair way to handle things like the fact that tanks need flasks and other people don't, so the guild has to provide them instead of making the player spend their bank points. But then, if you evened out "neccesary consumables" vs item prices of fun items (10 Titans in a week is equal to the price of 2-3 Onyxia Hide Packbacks, due multiple Ony kills with smaller numbers.) So the total amount of bank points would always be roughly equal to the amount of net worth your guild bank has.

It just struck me as an idea that made the guild bank a much more dynamic, supporting entity. It would grow much more slowly in value at first, but it can't ever really go bankrupt becasue even if the guild disbanded and you distrubted the items/gold out based on points, you'd end up with nothing left exactly, if you kept it balanced. Might be a bit of a hassle of course.

Thoughts?

I think the guild should be looking for ways to make itself richer at the expense of non-guild members. If all your cash is coming from the members themselves, what's the point of having a guild bank? Just tell everyone to have a flask on them at all times should the need to use one arise.

It's like playing Living Greyhawk.

Very good point, but his system would help in specific circumstances, especially those 'fun' items he talks about. If there are BoE items that the guild most likely could sell on AH for lots of money, but some guildie wants it for an alternate set or it's just a 'fun' item (like the tiger mount drops in ZG, or the claw set that procs tiger form) then making them pay some amount of gold to the guild is a decent alternative.

It shouldn't be the only form of income for the guild, it should be completely secondary. If you can make it work like that, it wouldn't be a bad idea. The guild bank is supposed to help offset off-hours farming for guild members. This favors it, as an alternate way of gaining DKP. Very counterproductive to the guild's needs.

I can think of one problem with it. Finding someone who is willing to spend that much time humping the database.

I'm not sure I made this part very clear. If you go clear MC and the bank earns 6k in mats, crystals, etc., because of it, everyone in the raid gets 6k/divided by raid number added to their bank points. So no one has to donate anything to get bank points. They simply can if they want to.... in order to have a slightly higher total then other people, making it very likely that if a fun item drops that they want, they'll get it.

It just made sense to me because, normally, the benefit to the guild bank such runs cause is almost completely hidden from members. They have no idea if the guild bank is doing well or not unless someone tells them it is. But when you can go look at a page and add up evreryone's bank points and see how well it is doing, and how much of that is specifically due to your contributions, I think it would instill a certain amount of pride in the guild itself. All other benefits aside, I like that one.

I'd thought about that, but generally unless something is useful the guild bank would sell it off anyway. And anything useful tends to be fairly stable in price. Or go up.

I would point out that it'd be an easy matter for the guild bank to simply sell off nearly everything all the time, having a constant real income. No one needs 200 Lava Cores in the bank. Set a minimum number of a certain item you want the bank to always have, then sell off any excess. Also, with things like herbs and such, they get consumed at a constant rate.

It just seems to me, and it's a common enough complaint, that when getting a new piece of gear has the reaction of "Yay, another 200g enchant I have to pay for" or wiping on new content can, literally, bankrupt people to the point where they sign on one night at raid time and say they can't go, they need to grind cash, having a guild bank set up in a such a way that dynamically supports it's member for raiding and at the same time rewards them for farming for the guild outside of raid time is a nice equalizer of effort. I'm looking for flaws in the idea that would make it completely unfunctional. It seems a good enough idea to me, so far, but who knows?