Originally Posted by Praetorian
Well, this may not offer any helpful insight, but for spells that can be downranked (heals/nukes/etc.), isn't it based on the minimum of your own level and the level at which the next highest rank of that spell is learned (plus five, in the case of the downranking formula)?
So if there's only one rank of something, it's cast at your level, but if there are multiple ranks, it's cast at the level at which the next rank up is learned? No clue how this impacts dispelling, but for direct damage/heal effects, that's how it works.
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Isn't that implying that rank 1 Frostbolts are being resisted more often than your max rank Frostbolts cast by a level 70 mage? I am asking because I am pretty sure that is not the case (having used Fbolt rank 1 to kite because it is 0.5 seconds faster than my max Fbolt). That indicates that it doesn't matter which rank your spells are, it only matters what level the caster is.
That is not to be confused with the +DMG/Heal gains lower level spells get of course and Stoicism seems to be a special case as well. Because just by going what I said above, logic demands that rank 1 Seals/Blessings cast by a level 70 Paladin should have the same chance to be dispelled/resisted as their max range.
EDIT: I think I might have misinterpreted what you said because max rank Frostbolt is learnt at level 70, so resist checks for rank 1 Bolts are indeed the same as if it would be a level 70 spell. I am however interested where you got that info from because I always believed that only your level matters, not when you learn your highest rank.